Structured Settlement-Economist takes the mystery out of discounting the future payments involved in a settlement.

It calculates all appropriate discount rates and applies them to each future payment quickly and conveniently.

The tools built into this software will quickly calculate the value of a settlement offer that has been made, or that the user wishes to make. All the user needs to know, other than the terms of the settlement offer, are the interest rates on government bonds, available from any financial newspaper or the internet. When the terms are entered with the bond rate, the present value of the settlement offer appears instantly.

In addition, Structured Settlement-Economist permits a law professional to instantly modify the settlement offer to any level of value they desire. Once an offer has been entered into the program, you may change the value of the total for monthly payments, for example, and all of the individual monthly payments will be automatically adjusted accordingly. Or, once the monthly payments are acceptable, change the total of the lump-sum payments, and each of the lump-sum payments will be adjusted to reflect the change.  You can also change the total of all payments, regular and lump sum, and each payment will be adjusted immediately.

That's why this program rides to so many settlement conferences in the laptop computers of busy attorneys.  With the day's bond rates already entered into the program, you can instantly determine the value of any offer the other side presents.  Then, you can prepare your own counter offer as quick as you can type the total you want into your computer.

Structured Settlement-Economist is invaluable in calculating the present value of any stream of payments into the future. For that reason, it is useful in workers' compensation cases or any other valuation needs—such as lottery winnings—being paid over time.

The software comes with a Wizard that guides you through the entry of the data in the most complicated structured settlements, enabling anyone to use the program immediately, without a "learning curve." There is also an Excel spreadsheet that automatically builds itself, allowing you to modify the data in any way you wish and to see how each of the calculations is made. The spreadsheet includes graphing capabilities, so you can graph any of the data you wish for courtroom exhibits or for helping explain the settlement to your clients. There is also a complete Tutorial which explains each step of the structured settlement process, and takes the user through all program features in detail. A complete Manual is built into the software for any questions that remain.